572 Kearny Avenue

Kearny, NJ 07032

(201) 991-5719


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“Lets Talk Real Estate! “Mortgage VS. Deed of Trust” December 21st, 2022

Mid Realty officeJarlynn Hyde

“Mortgage VS. Deed of Trust”


Do you know whether you have a deed trust or a mortgage?  Some homeowners don’t.  A mortgage is an agreement between you and the lender stating that the lender can take back the home if you don’t make the payments on your home loan.  A deed of trust is similar in that it establishes security interest in your home.  However, it involves three parties: the borrower, the lender nd the trustee.  In most states, a title company acts as the trustee.  If the borrower stops paying, the trustee takes control of the property and sells it on behalf of the lender.  The foreclosure process is slightly different with deeds of trusting utilizing non-judicial foreclosures versus judicial foreclosures in mortgages.    Specializing in handling all the details involved in both buying and selling a home, we have been serving the real estate needs of our communities here in the greater New York area for over 55 years.  Can we help you? Although we have no problem keeping the big picture in mind, we are very detailed orientated and will devote the time and attention necessary to answer our customers’ and client’s questions and satisfy their needs.  It’s not necessary to go through the selling/buying process alone, not when we’re close by.  “OUR SUCCESS HAS BEEN BUILT ONE SATISIFIED CUSTOMER AT A TIME.”


Mid Realty

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