“Lets Talk Real Estate!” LOAN PRE-APPROVAL DO’S AND DON’TS” March 20th, 2024

Jarlynn Hyde“LOAN PRE-APPROVAL DO’S AND DON’TS”

You most likely obtained a pre-approval letter for a home loan at the beginning of your home search.  It’s essential to remember that a pre-approval is not set in stone, and the lender must give final approval.  There are hurdles to clear before the lender legally commits to funding your home loan.  Keep in mind that you want to be highly gainfully employed.  Job-hopping is not a  good idea and can be present some problems because lenders are looking for stability.  Also, pay your bills on time and keep a clean bank account that doesn’t show unexplained deposits. Don’t co-sign on another loan because you don’t want to be responsible for someone else’s debt.  Lastly, don’t buy new furniture until final approval.

If you choose to use the service of an experienced real estate agent when purchasing a new home or selling your current one, you are making one of the smartest moves you can.  We are very detailed oriented and will devote the time and attention necessary to answer your questions and satisfy your needs.  You can always count on our real estate professionals to do what is in your best interest.

“OUR SUCCESS HAS BEEN BUILT ONE SATISIFIED CUSTOMER AT A TIME.”

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