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” Do You Need To Put Down 20 Percent?”

Twenty percent down is often the standard for buying a new home, however, not only can a down payment be lower (sometimes as little as five percent), but it may also be in your best interest to pay less up front.  Even if you have enough funds to cover the closing costs, homeowners insurance, and property taxes, you are going to want to have something in your savings account for the unavoidable expenses that usually pop up during the first year of homeownership.  You’ll also want to have funds for home  care items you may not have thought about yet, such as lawnmowers   or appliances that simply don’t work out once you move in, such as too-small water heater.  Buying a new home can be an intimidating process for many people.  But at our agency, we’ve got you covered! We are specialists with the knowledge, training, insight,  and local expertise to help buyers, sellers and investors realize their home ownership or investment dreams.  No one knows the greater New York area like we do and our solid team of experienced  brokers is committed to your satisfaction.  “OUR SUCCESS HAS BEEN BUILT ONE SATISIFIED CUSTOMER AT A TIME.”