“USDA LOANS”

For those who have wanted to own a home and didn’t think they could afford it, there may be help in the form of a USDA loan.  USDA loans help moderate- to low income borrowers buy homes in a rural areas.  When people own their homes, the entire community benefits.  Buyers must purchase the house in a USDA- eligible area and meet the specific income requirements.  Some USDA loans do not require a down payment; However, extra fees include an upfront fee of one percent of the loan amount.  There are three types of USDA loan programs: a loan guarantee in which the USDA guarantees a mortgage from another lender,  a direct loan from USDA, and through home improvement loans and grants.  Navigating your way through the many options available in loans and obtaining financing for a new home is one more step in the journey that brings home ownership closer to reality.  There’s much to learn, many steps to take, and lots to do accomplish a successful real estate transaction.  If you’d like some help with process, we welcome your call.   Family owned and operated for over 55 years. “OUR SUCCESS HAS BEEN BUILT ONE SATISIFIED CUSTOMER AT A TIME.”