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Lets Talk Real Estate!

“To Pay Or Not To Pay?”

For most people their mortgage is the largest single debt they have and it can be tempting to resolve that debt as quickly as possible. Still, there pros and cons to paying off your mortgage early.  Paying off your mortgage can save you years of interest while freeing up money for other things such as travel and retirement.  Lowering monthly expenses can make it possible to retire earlier than expected.  However, there are drawbacks as well.  You will lose the tax deduction you usually take on your mortgage interest.  It can also negatively affect your credit score, as mortgage debt is considered “positive debt,” adding the type of variety to your loans that creditors look for.  It’d be nice to have a crystal ball to gaze into to see what our financial future holds for us.  When your crystal ball seems cloudy and is not forthcoming with the answers you need about your real estate dilemmas, call us.  We may not be financial advisors, but we consider our service to give our clients as much information  as possible about all aspects of homeownership.  “OUR SUCCESS HAS BEEN BUILT ONE SATISIFIED CUSTOMER AT A TIME.”[/vc_column_text][/vc_column][/vc_row]