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572 Kearny Avenue

Kearny, NJ 07032

(201) 991-5719

homes@midrealty.com

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“Let’s Talk Real Estate! “KEEP YOUR CARD IN YOUR WALLET” March 11th, 2020

Mid Realty officeJarlynn Hyde

Lets Talk Real Estate!

“KEEP YOUR CARD IN YOUR WALLET” 

 There is an extremely important rule when you are financing a home purchase with a mortgage, and that is to leave your credit cards alone until you close. Do not apply for new credit, don’t do credit checks, and don’t buy anything with credit. If you buy, use cash and make sure that if it’s a big cash purchase it doesn’t affect the amount you have saved for your down payment and closing costs. This rule is due to two factors, your credit score and your debt-to-income ratio. Having been pre-approved for a loan does not mean that you are in the clear. You can be turned down for a mortgage at any time until you are cleared to close. Our considerable experience can be invaluable during your buying or selling real estate process. Knowledgeable assistance is crucial during this time, and you can be assured that we will be with you all the way. We’ve been in the business of helping buyers and sellers make good decisions for many years, and we’d like to help you too. Calling us for an appointment is a good start!  “OUR SUCCESS HAS BEEN BUILT ONE SATISIFIED CUSTOMER AT A TIME.”

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