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“What Kind of Mortgage Is Right For you?”

Find a home that’s perfect for you and your family is only half the battle.  Unless you are fortunate enough to be able to pay for your property in cash, you are also going to have to fins the right type of mortgage to suit your needs and financial capabilities.  There are six main types of mortgages, each with different requirements for such things as down payments and credit history.  Some mortgages, including veteran loans and Federal Housing Administration Loans, are backed by the U.S government and are generally less stringent about credit scores. Non-conforming loans usually require larger down payments (sometimes more than 20 percent) and an excellent credit score.  But they cannot be sold another financial institution.   We will help you understand the many financial details associated with buying a home, including the various mortgages and programs that may be available to you and what you may expect in other possible costs.  We consider it an important part of our services to give you as much information as possible about this major issue of buying a new home.  Contact us today if you need help with your real estate plans.  We welcome buyers, sellers, and investors.   “OUR SUCCESS HAS BEEN BUILT ONE SATISIFIED CUSTOMER AT A TIME.”